Sample Letter to Have Items Removed From Your Credit Report

January 31st, 2012


I do not guarantee that this will work, but it is always worth a try to get items removed from you credit report.  Credit reporting agencies information are near the bottom of this article.


credit report agencies address

Re: Complaint Letter to Delete ErroR
Dear Sir/Madam:

I received a copy of my credit report and find the ...

What Affects Your Credit Score?

January 30th, 2012
5 Credit Factors
1. Payment History 35% Impact- Paying debt on time and in full has the greatest positive impact on your credit score.  

2.  Outstanding Credit Card Balances 30% Impact- This factor marks the ratio between outstanding balance and available credit.  Ideally, the consumer should make an effort to keep balances as close to zero as possible, and definitely below 30% of the available credit limit 2- ...

Phoenix-area housing may be on the mend

January 9th, 2012

Arizona market going up

All signs indicate recovery is under way, experts say

by Catherine Reagor - Jan. 6, 2012 11:12 PM
The Republic |

Data from the end of 2011 suggest that a housing-market recovery has begun in metro Phoenix.

The upswing in the market will surprise many because it comes less than five months after the region's existing-home prices fell to their lowest level since 1999. But even a ...