Blog by Tomi (Tomyal Emptage)

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Sample Letter to Have Items Removed From Your Credit Report

 

SAMPLE LETTER TO HAVE ITEMS REMOVED FROM YOUR CREDIT REPORT
I do not guarantee that this will work, but it is always worth a try to get items removed from you credit report.  Credit reporting agencies information are near the bottom of this article.


Date

credit report agencies address

Re: Complaint Letter to Delete ErroR
 
Dear Sir/Madam:

I received a copy of my credit report and find the following items to be in error. See the attached copy of the credit report with these item numbers written next to the problem entires.

Item#1
Item #2

By the provisions of Section 611 of the Fair Credit Reporting Act of 1970, I demand that these items be reinvestigated and deleted from my record. Send me names and addresses of individuals you contacted so I may follow up.

I shall assume that 30 days constitutes “reasonable time” for re-verification of these entries unless you notify me otherwise immediately. It should be understood that failure to re-verify these items within 30 day constitutes reason to promptly drop the information from my file according to Section 611(a).

Also, pursuant to Section 611(d) of the Fair Credit Reporting Act, please send me notification that the items have been deleted. You may send an updated copy of my credit report to the address below. According to the provisions of Section 612, there should be no charge for this notification.

Sincerely,

Signature
Name (printed)
Address
City, State, Zip
Social Security Number


Credit Reporting Agencies:

 
Tans Union: 800-916-8800
PO Box 1000
Chester, PA 19022
www.transunion.com

Experiean
: 888-397-3742
PO Box 9556
Allen, TX 75013
www.experian.com

Equifax: 800-685-1111
PO Box 740241
Atlanta, GA 30374
www.equifax.com

EVEN IF YOU ARE NOT READY, BUT LOOKING TOWARD THE FUTURE TO BUY A HOME, GIVE ME A CALL SO I CAN HELP YOU TO START TO GET PREPARED FOR YOUR NEW ADVENTURE!

TOMI
602.405.7941 


Information has been provided by:
Karen Moon/Sr. Loan Officer
Amerifirst
480.289.7603
kmoon@amerifirst.us