Blog by Tomi (Tomyal Emptage)

14401 N 5th Place Phoenix, AZ 85022, Phoenix, Arizona

November 30th, 2017

I just finished uploading this House for sale, 14401 N 5th Place Phoenix, AZ 85022, Phoenix, Arizona

Big ticket items upgraded: newer roof & a/c aprox. 2011. Highly sought after Moon Valley classic. Beautiful flowers w/green lush corner lot w/RV gate that is a pallet for you to add a pool or whatever you like. Spacious flexible floor plan w/3 beds & space for 4th bed, home office, play room ...

Low Interest Rates Have a High Impact on Your Purchasing Power

November 30th, 2017
Low Interest Rates Have a High Impact on Your Purchasing Power | Keeping Current Matters

According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.92%, which is still near record lows in comparison to recent history!

The interest rate you secure when buying a home not only greatly impacts your monthly housing costs, but also impacts your purchasing power.

Purchasing power, simply put, is ...

Homeowners: Your House Must Be Sold TWICE

November 20th, 2017
Homeowners: Your House Must Be Sold TWICE | Keeping Current Matters

In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 5%+ over the next twelve months. One major challenge in such a market is the bank appraisal.

If prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar h ...

Your Friends Are Crazy Wrong If They're Telling You Not To Buy

November 17th, 2017
Your Friends Are Crazy Wrong if They're Telling You Not to Buy | Keeping Current Matters

The current narrative is that home prices have risen so much so that it is no longer a smart idea to purchase a home. Your family and friends might suggest that buying a home right now (whether a first-time home or a move-up home) makes absolutely no sense from an affordability standpoint. They are wrong!

Homes are more affordable right now than at almost any time in our coun ...

Real Life vs. Reality TV: 5 Myths Explained

November 9th, 2017
Real Life vs. Reality TV: 5 Myths Explained | MyKCM

Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV 'show hole'*? We've all been there... watching entire seasons of "Love it or List it," "Fixer Upper," "House Hunters," "Flip or Flop," "Property Brothers," and so many more, just in one sitting.

When you're in the middle of your real estate themed show marathon, you might sta ...

Thinking About Buying? Know Your Credit Score

November 2nd, 2017
Thinking About Buying? Know Your Credit Score | Keeping Current Matters

Knowing your credit score or getting a recent copy of your credit report is one of the first steps that you can take toward knowing how ready you are to start the home buying process.

Make sure all the information listed on your report is accurate and work to correct any mistakes. The higher your credit score, the more likely you will be to receive a better interest rate for ...